How to Require Renters Insurance in Your Lease
A lease clause requiring renters insurance protects your building and your tenants. Here’s how to write one that holds up.
DBy Dan Di SpaltroDReviewed by Dan Di SpaltroUpdated August 4, 2026 · 1 min read
Why require renters insurance
Placeholder body copy for the landlord track.
What the lease clause should say
Placeholder — sample clause language and minimum liability limits.
Verifying coverage at move-in
Placeholder — interested party status and certificates of insurance.
Frequently asked questions
Can I require renters insurance in every state?
In most states, yes — landlords can require renters insurance as a condition of the lease. A few jurisdictions have exceptions, so check local law.